Questions & Answers

General

Back to Terms and Conditions

Limits

What is a SEPA instant payment limit?
- With the introduction of SEPA Instant for outgoing payments you will now be able to manage your own daily or transaction limit.
- You can apply these limits to SEPA Instant Payments only.
Do I have to set up a SEPA Instant payment limit?
- No, it's a service that's available if you would like to use it.
Are there other limits that might apply to SEPA instant payments?
- Yes, there are other limits that apply to payments. Get more information on AIB Payment Limits.
How can I set limits to instant payments?
- You can set an instant payment daily or transaction limit on your mobile app, internet banking, kiosk or in any of our full service branches.
For mobile/Internet Banking:
Navigate to Settings > Account Management > SEPA instant limits > toggle Daily or Transaction limit > enter a value in the drop down for limit amount.

For Kiosk:
Navigate to Settings and Settings > Manage My SEPA Instant Limits > Manage My SEPA instant limits Screen > toggle Daily or Transaction limit > enter a value in the text box for limit amount.

For Branches:
You can fill out the new instant payment limit form in any of our branches.
What is a daily and transactional instant payment limit?
- Daily Limit means you can make any number of instant payments in a day, up to the total amount that you set. For example, a daily instant payment limit of €500 means you can't pay more than €500 per day.
- Transaction limit means you set a limit to the amount you can pay. For example, a transaction limit of €100 means you can't pay more than €100 per payment.
What happens if I set a instant payment limit and I have a joint account with someone else?
- If both people on a joint account set different limits, the limit for each person applies to only their instant payments.

Back to Terms and Conditions

Sustainability

MyMortgage tool

Questions & Answers

General

Limits